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Tired of payday loans or other expensive forms of credit? Drafty is your fee-free way to get access to cash when you need it. Drafty is an FCA-authorised provider of a Revolving Line of Credit with a credit limit of up to £3000, available to borrow as and when you need it (subject to affordability checks). You only pay interest on what you draw/use. If approved, you'll be given a Drafty account - a line of credit with an agreed credit limit. You can draw cash from your credit line at any time! Pay only for what you use and save the rest as a safety net for later.

With the Drafty app, you can:
• Apply for up to £3,000
• Draw cash
• Check your balance
• Manage payments

Representative 96.2% APR (Variable)

If you want to find out more about Drafty and how it offers an alternative to loans, check out our website at drafty.co.uk.

Drafty is a credit line with a representative and maximum APR of 96.2% (Variable). There are no additional fees. There is no minimum repayment period and no maximum repayment period as long as you continue to repay the minimum payment amount, however, you may repay back early without any fees and save on interest. Drafty doesn't offer fixed loans under 60 days.

Representative Example: Assumed credit limit: £1200. Representative 96.2% APR (variable).
Annual interest rate 69.4% (variable).